Newsletters

        Note: Adobe Reader required for some of the newsletters.
        Click here for a free download.

  1. S&R Insurance Update

    • Fall 2005 - PDF
      Meet Our Staff!, Fall/Winter Checklist, Lessons Learned, Reasons to Pay Your Premium by the Due Date, The Grange Bank, In Home Business Coverage, What is a Flood?, Have you Moved?, How Can You Help Us Lower Your Premium?, Business Owners Can Screen Potential New Hires, Workers' Comp Update, Your Duty as an Insured, Do You Have AFLAC?, Special Sections Enclosed!, 2006 Calendars Now Available!, Just a Reminder!, Our Holiday Hours.

  1. Personal, Commercial, & Younger Combined

    • Fall 2004 - HTML Version or PDF
      Meet Our Staff!, Welcome, Jennia!, A New Look!, Fall Checklist, Lessons Learned, EFT (Electronic Funds Transfer) Saves You Money!, The Grange Bank, Insurance Dictionary, Update On Rising Homeowners Insurance Premiums, Have You Moved?, Workers’ Comp Update, Do You Have Aflac?, Your Privacy And How We Protect It, Equipment Coverage, Prompt Claim Reporting Is A Must!, Disability Insurance, Life Insurance, Business Owners - Are You Prepared For An Emergency? Just A Reminder! How Are We Doing?

    • Spring 2004 - HTML Version or PDF
      Meet Our Staff, Payment Plans To Fit Your Needs, The Grange Bank, Update On Rising Homeowners Insurance Premiums, Have You Moved?, Spring Checklist, Prompt Claim Reporting Is A Must, Have Your Auto Id Card, Flood Insurance Alert, Recreational Vehicles, Scheduled Items, Long Term Care Insurance, Business Owners - Are You Prepared For An Emergency?, About Those Audits, Workers’ Comp Posting Requirement, Aflac/Group Health/Key Person Life, Why We’re An Independent Agency And What It Means To You, How Are We Doing?

    • Winter 2003 - HTML Version or PDF
      Content: Meet Our Staff, S & R Welcomes Daniel And Robin, Why We’re An Independent Agency And What It Means To You, The Grange Bank: 1-800-270-8062, Driver Exchange Slips, Update On Rising Homeowners Insurance Premiums, Homeowners Premiums And Water Damage Claims!, Fall/Winter Checklist, Basic Freeze Prevention Tips, Auto Insurance Rate Increases, Prompt Claim Reporting Is A Must, Have Your Auto Id Card?, Workers’ Comp Posting Requirement, Workers’ Comp Premiums Affected By Prescription Proliferation, Workers’ Comp Forms, AFLAC/Group Health/Key Person Life.

    • Summer 2003 - HTML Version or PDF
      Content: Meet Our Staff!, The Grange Bank, Happy Anniversary S&R!, Insurance Fraud: The #1 Cause Of High Premiums!, Driver Exchange Slips, Identity Theft A Major Concern, Homeowners Premiums On The Rise, When Is Your Personal Auto No Longer A Personal Auto?, Have Your Auto Id Card?, Recreational Vehicles, Directors’ & Officers’ Liability, Vacant Dwellings Or Buildings, Computer Coverage, Special Vehicle Equipment, What Is A Dec Page? (Very Important!!)

    • Spring 2003 - HTML Version or PDF
      Content: Meet our staff!, Happy Anniversary S&R!, Personal Umbrella, Spring Biggies, Recreational Vehicles, Backup of Sewers & Drains Coverage, Lightning Damage - Take Precautions!, Mortgagee/Loss Payee Changes, Commercial Umbrella, Leased Equipment, Employment Practices Liability, Quick Facts.

    • Fall 2002 - HTML Version or PDF
      Content: Meet Our Staff, Seminar October 9th!, Automobile Custom or Add-On Equipment, Having Work Done Around The House?, Fall Safety Chores!, Payments Made At Our Office:, Have You Completed Your Checklist?, Improvements & Betterments, Inventory Increases?, Employee Benefits Liability Coverage, Employee Benefits Liability Coverage, Insurance Company Ratings, Insurance Company Ratings.

    • Spring 2002 - HTML Version or PDF
      Content: Meet Our Staff, Rate Increases, Are Your Liability Limits High Enough?, Subrogation - Not So Fast!, Contractors - This Is For You!, Discounts - Do You Qualify??, Have You Called DPI Yet?, Payments Info, Consider This!, Long Term Care!, Disability Coverage, Workers' Comp Update, Want to Provide Some Perks?, Try The Grange Bank!, Youthful Drivers Corner, Visit Our Website!, What Can We Help You With?, 2002 Calendar, and a message from Muffin.

  2. Personal Lines

    • Fall 2001
      Content: Meet Our Staff, September 11 Aftermath, About the Rate Increases...,Introducing DPI, Visit Our Website, Our New Location, Payments Info, Disability Coverage, What Can We Help You With?,

    • Spring 2001
      Content: Meet Our Staff, Visit Our Website!, More Payment Options!, Problems for Building Owners!, Scheduled Articles Floaters, Business Use of Personal Autos, Avoiding Accidents.

    • Winter 2000
      Content: Meet Our Staff, Direct Payments, Speaking of Premiums..., Has Anything Changed?, Annuities, Introducing The Grange Bank, Why Work With Independent Agents, Get Your 2001 Calendar.

  3. Commercial Lines

    • Fall 2001
      Content: Meet Our Staff, September 11 Aftermath, About the Rate Increases...,Introducing DPI, Visit Our Website, Our New Location, Payments Info, Disability Coverage, Employee Benefits, What Can We Help You With?,

    • Spring 2001
      Content: Meet Our Staff, Visit Our Website!, Workers' Comp Update, Group Health Coverage!, More Payment Options!, Problems for Building Owners!, Employment Practices Liability Insurance, Personal Lines, Personal Lines, Commercial Auto.

    • Winter 2000
      Content: Meet Our Staff, Workers' Comp Update, Group Health Coverage, Direct Payments!, Speaking of Payments..., Introducing The Grange Bank, Personal Lines, Notary Bonds, AFLAC Sold Here, Why Work With Independent Agents?

  4. The Younger Generation

    • Fall 2001
      Content: Meet Our Staff, September 11 Aftermath, Visit Our Website, Towing and Rental Reimbursement, How We Work With Young Drivers, In Between Jobs? Need Health Insurance?

    • Spring 2001
      Content: Meet Our Staff, Visit Our Website!, Collision Coverage, Planning for the Future, More Things That Cause Accidents, Its Important to Pay Your Premiums On Time!,

    • Winter 2000
      Content: Meet Our Staff, Expect the Unexpected, Safety Tips, Discounts for Young Drivers, Comprehensive Coverage, Responsibility...