November 2017  Steve Kukowski

Holiday shopping is underway. These tips can help:

  1. Plan your shopping. Make a list of what you want to buy and for whom.
  2. Set a budget.
  3. If you shop online, pay attention to the details. Is shipping free or is there a charge? Can the items be delivered when you need them?
  4. Buy a couple of gift cards for stores you like. If you’ve forgotten anyone, you’ll have something to fall back on – or you can use the cards to treat yourself.
  5. Keep an envelope or file of receipts to track how much you’ve spent.
  6. Know stores’ return policies. That way you can relay the necessary information if the gift must be returned or exchanged. Ask for gift receipts, too.
  7. Wrap as you buy. Wrap gifts as soon as you get home. You’ll feel more relaxed and prepared.
Gabi Cutout